I guess this is why...

[GeekHawk]

The ninners seem to have more cap room than anyone else. Long article, lots of info I never heard of before.

'A rabbit hole most people know nothing about': How insurance became the NFL's secret hack

The Jets didn't insure Aaron Rodgers, costing them cap savings. The Eagles and 49ers used insurance to achieve contender status.

www.espn.com

 

[bigskydoc]

Thanks for sharing. I was wondering about the effects of Tua's insurance policy on the Phin's salary cap. I have no problem with getting cap relief from these policies, although I can see an argument against it from the parity standpoint of it hitting the teams with the best players the hardest.

I do think the premiums should count against the cap, though. That would make things more equitable for the teams with owners who are merely rich.

 

[chrispy]

A team could insure every player and each time one got hurt, the corresponding insurance amount would get added to the following year's Cap. The downside is that the insurance is a cost that's not re-coup'd, that is assuming the proceeds are spent on additional cap the next year. This system would allow a really rich owner to gain a lot of cap space. How it stands, it seems like teams make a decision on a (mostly) financial basis. If the system remains as is for a while, there will be more teams that spend in order to gain an advantage on cap calculations. It's just a matter of how much the owner is willing to decrease their profits in order to win.

If rumors about Bezos buying a (this) team turn out to be true, this could be a way to become more competitive quickly considering a limitless budget.

 

[EverydayImRusselin]

A team could insure every player and each time one got hurt, the corresponding insurance amount would get added to the following year's Cap. The downside is that the insurance is a cost that's not re-coup'd, that is assuming the proceeds are spent on additional cap the next year. This system would allow a really rich owner to gain a lot of cap space. How it stands, it seems like teams make a decision on a (mostly) financial basis. If the system remains as is for a while, there will be more teams that spend in order to gain an advantage on cap calculations. It's just a matter of how much the owner is willing to decrease their profits in order to win.

If rumors about Bezos buying a (this) team turn out to be true, this could be a way to become more competitive quickly considering a limitless budget.

I'm surprised this hasn't happened yet. In a league of parity, the competitive advantage that could be gained would be huge. Someone who is ultra wealthy, even by NFL owner standards could definitely break this system IMO.