I feel very strongly that Penn State has ZERO business in the Playoffs. To me, it comes down to 2 things:
1. A 39 point loss should be an automatic disqualifier IF comparing to another conference champion or team with the same record. I'm sorry, but a playoff team doesn't get beat by almost 6 touchdowns.
2. The "eye test." Quite frankly, I see a team with several holes and a real lack of speed.
I know they have the Ohio State win, but that was by 3 points at home with tOSU playing their worst game, perhaps in years. It's still a win and I would say that's all that matters if they were my team, but still, I can't get over a 39 point loss. Also, their OOC schedule was terrible so I don't know why they would get the nod over UW (if they win). Bottom line, take away the tOSU win, and I think PSU has a really poor case to make.
The only way I see PSU getting in is if they absolutely destroy Wisconsin, which I really don't see happening. In fact, I think Wisconsin wins this one fairly easily. And for my money, Wisconsin lost it's Playoff berth by losing to 2 teams ranked higher than them, even if they were close games.
Unfortunately for the Playoff Committee, for my money, there's only one bonafide Playoff team this year, and that's Alabama.