He has at least two tools that are in my checklist of being necessary for being a better than average to elite QB:
1) He can make accurate throws from awkward angles and positions.
2) He has what I call the "balls" factor. That is, he will stand in there and take a hit and make the throw.
I see a lot of comparisons to Wilson, and I guess I can get it, but definitely NOT Wilson as he is now. As I've watched Wilson throughout his career, for a long time he was a bit behind on quick timing routes and quickly recognizing things in the secondary, but it didn't matter since he had the ability to escape pressure in the pocked WHILE REMAINING IN CONTROL (contrast that with Kaepernick, who was reckless and looking to get up field when running). Wilson has extended that to a new level the last year or two (especially what I see from him this year). It seems the game has really slowed down for him, and he is absolutely orchestrating the field, and he's improved a lot in the quick pocket passing department.
As much as I dislike division rivals like the Seahawks (obviously), I can't deny that it was fun to watch him doing what Steve Young used to do the last game. I'd say Wilson has finely, truly arrived. I always thought he was similar to Steve Young, but now he's hit that level where the game is slow, and his movement is just to manipulate things down field, always keeping ahead of the chains. He's done this before, but it seems there's a stronger calmness with him.
Okay, enough fellating Wilson. There is a point to this. Namely, Murray hasn't shown that he has that control over what he's doing. He's an excellent athlete, but he's still just reacting, like Kaepernick (although he is a more accurate passer, I think - at least based on what I've seen so far). For all these comparisons to Wilson, Wilson ran schemes in college that were a lot closer to the NFL, and it's probably helped his development. Murray has not fallen onto a good roster, and if the team keeps losing, he might lose the crutch of the system he is in. And who knows what that might do to him.