I say throw love out the window and just try to bag that coochie.
I think back to my late teens and early twenties with fond memories of girls I knew and situations like you are faced with now. I was lucky, in that the circle of friends we had included several hotties that used to hang out with us and became really good friends with us. We got a little here and there from them with no strings attached as we were "safe" for them to experiment with. Going to bars and clubs they actually got us laid better than we could have done on our own, and in return, we'd keep them from becoming victims and help keep their cars on the road, help them move, stuff like that. It was a symbiotic relationship of sorts. Sounds like this chick is kinda like that for you. I might be wrong, but I think she values your friendship more than you think.
I suggest you simply treat her as a friend and ask her to find you a girl. Tell her what you are looking for. If she helps you out with it, you have your answer, if she gets offended, she really likes you. If she does really like you, she'll make an attempt to "understand" the way you feel enough to explain what she is looking for. If she avoids talking about anything concrete than she's not ready to slow down and smell any roses.
Allow me to suggest a course of action: Focus on setting yourself up for medium to long-term monetary successes and move love and relationship to the back burner for just a bit. The correct female will show up on the scene, and will be responsive to you, once you can exude the true confidence that comes from being squared-away in your financial/educative life, and when it is clear you are healthy and secure. At that point the gold-diggers are very easy to spot and even easier to deal with. In the mean time (and I assume you are a young fellow) "sow those wild oats", keep your car under the cover, and stand back with your nose clean while the idiots step on their own appendages.
"God bless America, and God bless the Seattle Seahawks" - Cortez Kennedy