Tech Worlds wrote:
I have excellent credit.
What they know is the here and now of your wonderful state.
And why is your bank the only one I have ever heard doing this?
Virtually any bank allows credit cards to be used worldwide.
Do they also not allow you to use the card in Mexico or other countries?
This might have been answered by now but credit card companies do this "for Your protection". It's really for their protection so they don't have to take the loss on fraud.
I live in Alaska, my son attends college in Chicago. Every six months I have to call the fraud department to lift the lock on his card (he is an authorized user on my account) due to my billing zip code. I also have to tell them what states he will be making purchases in. He's a collegiate bowler and travels the midwest. It's total BS because they sell it like they are protecting me.
So, in short, call your CC company or you will find yourself in an awkward place on the phone with them while impatient, psychotic people wait in line behind you.